Best Online Bank

For years and years for as far back as I can remember, I have been a Chase customer. My first business account was with BankOne which was bought out by Chase. My personal accounts which I pay $25 a month for have been with Chase since I was 18, I turn 31 on Thursday. My first credit card was with chase. I love CHASE and have been extremely loyal to them.

I still adore Chase but in these tough economic times, I have found a new bank to fall in love with and that is ING Direct. They offer better checking (interest bearing) and Savings with higher interest rates for 100% less in fees! They offer services such as Person2Person which is similar to a service chase offers, and similar to Paypal. While Chase charges 29.95 a month and only lets you use the service with Chase customers and Paypal charges it's own little fees per transaction the ING Person2Person feature is 100% free and lets you send money to anyone with an account at any bank.

ING also now has Checks something they did not have in the past. For a small fee of $5 you can order 50 checks a lot less than what Chase and other banks charge.

ING will also allow you to deposit checks over the web, I can only assume it is similar to how Bank of America and Chase do it, by allowing you to take a picture of the front and back of the check. (Thank you Check 21)

I love ING now, their customer service is super friendly, their online interface is easy to learn and understand, and they offer loads of features that some banks charge an arm and a leg for.

If you haven't considered ING Direct yet, then you should. If you want to open an account and get $50 after $250 deposit send me a message with your email and I'll send you a referral link. I'll also get $10 bucks.